10,000+ Customers Served Across India

Personal Loans, Compared for You

Compare offers from verified lending partners. ₹50,000 to ₹1 Crore with rates from 9.99% p.a. Transparent terms, consent-based credit checks, and expert guidance from application to disbursal.

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9.99%
Starting Interest
100%
Digital Process
₹1Cr
Max Loan Amount

Personal Loans from India's Top Banks & NBFCs

256-bit SSL Encrypted
RBI Registered Partners
Fast Processing
Simple Process

Personal Loan in 4 Easy Steps

From application to disbursal — our 100% digital process gets you funds fast.

Check Eligibility

2-min online check — no documents needed

Compare Offers

Get best rates from leading lenders instantly

Submit & Verify

Upload documents digitally — no branch visits

Get Money

Same-day disbursal to your bank account

Personal Loan Solutions

A Personal Loan for Every Purpose

Whatever your need, we have the right personal loan solution with the best rates and flexible repayment options.

Wedding Loan

Make your dream wedding a reality. Cover venue, catering, outfits, and honeymoon expenses with ease.

  • Up to ₹25 Lakhs
  • Interest from 9.99% p.a.
  • Tenure up to 5 years
  • No collateral required
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⚡ Fastest Disbursal

Medical Emergency Loan

Urgent medical needs? Get funds within hours for surgeries, treatments, or hospital bills.

  • Up to ₹1 Crore
  • Approval in 2 hours
  • Same-day disbursal
  • Flexible EMI options
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Home Renovation Loan

Transform your home with a personal loan for renovations, interiors, and repairs.

  • Up to ₹30 Lakhs
  • Interest from 11% p.a.
  • Tenure up to 5 years
  • No end-use restrictions
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Debt Consolidation

Combine multiple debts into a single low-interest personal loan. Simplify your finances.

  • Up to ₹1 Crore
  • Lower combined EMI
  • Single monthly payment
  • Improve credit score
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Travel Loan

Fund your dream vacation — domestic or international. Travel now, pay in easy EMIs.

  • Up to ₹15 Lakhs
  • Interest from 11.5% p.a.
  • Quick 24-hr approval
  • Flexible repayment
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Education Expenses

Cover tuition, courses, certifications, or coaching fees with a personal loan.

  • Up to ₹20 Lakhs
  • No end-use restriction
  • Tenure up to 5 years
  • Quick processing
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Financial Tool

Personal Loan EMI Calculator

Plan your repayment with our instant EMI calculator. See exactly what you'll pay each month.

Monthly EMI
₹16,483
Principal Amount ₹5,00,000
Total Interest ₹93,388
Total Amount Payable ₹5,93,388
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Alpha-Pe is a loan distribution platform (DSA), not a lender. Loan approval, interest rate, and fees are determined by the lending partner. We do not charge any fee from borrowers.

Check Your Personal Loan Eligibility

Find out if you qualify for a personal loan and get personalized offers based on your profile. Free, instant, and 100% confidential.

  • 100% Free — No hidden charges
  • Instant Result — Know in 2 minutes
  • No Impact on CIBIL Score
  • Compare Rates from Leading Lenders
  • Get Pre-Approved Offers

Eligibility Criteria

  • Age: 21-60 years
  • Min. Income: ₹15,000/month (salaried)
  • Employment: Salaried or Self-Employed

Get Your Personalized Offers

Fill in your details to see the best personal loan options for you.

Please enter your full name
10-digit Indian mobile number
Enter a valid 10-digit mobile number
Format: ABCDE1234F
Enter a valid PAN number (e.g., ABCDE1234F)
Enter your monthly income (min ₹15,000)

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Earn With Us

Become a Personal Loan Partner

Join India's fastest-growing personal loan distribution network. Source personal loan applications and earn attractive commissions on every disbursal.

High Commissions

Attractive payouts on disbursal

Digital Platform

Track leads & earnings on app

Free Training

Learn personal loan sourcing

Leading Lenders

More options = more conversions

Become a Partner

How It Works

1

Register Online

Fill a simple form with your basic details

2

KYC Verification

Quick document verification in 1-2 days

3

Get Trained

Free training on personal loan products

4

Start Earning

Source customers & earn on every disbursal

Personal Loan FAQs

Frequently Asked Questions

Everything you need to know about personal loans through Alpha-Pe.

What is the interest rate on personal loans?
Personal loan interest rates through Alpha-Pe start from 9.99% p.a. and can go up to 24% p.a. depending on your credit score, income, employer profile, and loan amount. We compare rates from leading lenders to ensure you get the lowest possible rate for your profile.
What documents are required?
For Salaried: PAN card, Aadhaar, last 3 months' salary slips, 6 months' bank statements, and employment proof. For Self-Employed: PAN, Aadhaar, ITR for 2 years, 12 months' bank statements, and business registration documents. Our digital process lets you upload everything online.
How quickly will I get the money?
For salaried individuals with a good CIBIL score (700+), personal loans can be approved within 2-4 hours and disbursed the same day. For self-employed applicants, the process typically takes 1-3 business days due to additional verification.
What is the minimum CIBIL score needed?
Most banks require a minimum CIBIL score of 700 for personal loans at competitive rates. However, some NBFCs on our platform offer personal loans to individuals with scores as low as 550, though at higher interest rates (18-24% p.a.). We help you find the best match for your score.
Can I prepay or foreclose my personal loan?
Yes, most lenders allow prepayment after 6-12 months. Foreclosure charges typically range from 2-5% of the outstanding principal. Some lenders like HDFC and ICICI offer zero foreclosure charges on personal loans with floating rates. We recommend checking specific terms with your lender.
What can I use a personal loan for?
Personal loans have no end-use restriction. Popular uses include: weddings, medical emergencies, home renovation, travel, debt consolidation, education expenses, gadget purchases, and shifting expenses. You don't need to declare or prove the purpose.
How much personal loan can I get?
Personal loan amounts range from ₹50,000 to ₹1 Crore depending on your income, credit score, and employer profile. As a rule of thumb, most lenders offer up to 10-15x your monthly salary. Use our eligibility checker to see your exact limit.
Is my data safe with Alpha-Pe?
Absolutely. We use 256-bit SSL encryption and follow strict data security protocols. Your information is shared only with the lender you choose, and only after your explicit consent. We never sell your data to third parties.
Does checking eligibility affect my CIBIL score?
No! Checking your eligibility on Alpha-Pe is a "soft inquiry" and does NOT impact your CIBIL score. Only when you formally apply with a specific lender does a "hard inquiry" occur. You can safely check your eligibility multiple times.
What if my personal loan application is rejected?
If one lender rejects your application, we can match you with alternative lenders who may have different eligibility criteria. Common reasons for rejection include low CIBIL score, insufficient income, or existing high debt. Our team can guide you on improving your profile for future applications.

Still have questions about personal loans?

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Join 10,000+ Indians who found the best personal loan through Alpha-Pe. Check eligibility in 2 minutes — no impact on your CIBIL score.

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